• Faster and smooth disbursal
  Our Business Loan is designed to suit your busy lifestyle and schedule. We offer quick loans, ensuring you have a hassle-free experience whenever you need funds for your business.
• Competitive interest rates
  When you opt for LuLu Business Loans, you enjoy a competitive interest rate. Among the many business loan features, this provision makes our offering a cost-effective solution that you can rely on to maximise revenue.
  
• Simplified documentation process.
  To minimise delays altogether and speed up loan processing, we only require you to submit basic business loan documents.
• Extended loan tenure
  Loan EMIs should never strain the borrowers cashflows. With our business loan, you don’t have to worry about this as you can opt for a flexible tenure ranging up to 36 months. This helps you tailor repayment optimally based on your business’ cash flow.
• Quick approvals
  Delays, especially because of a lack of funding, can affect profits or cause losses in business. To ensure you never face this problem, we offer quick approvals on our business loan.
• No hidden costs.
  There are no concealed or hidden charges or costs applicable on our Business Loans. We maintain complete transparency in all loan dealings and highly value our relationship with all borrowers.

• A micro enterprise is an enterprise where the investment in plant and machinery or equipment does not exceed ₹1 crore and turnover does not exceed ₹5 crore;
• A small enterprise is an enterprise where the investment in plant and machinery or equipment does not exceed ₹10 crore and turnover does not exceed ₹50 crore; and
• A medium enterprise is an enterprise where the investment in plant and machinery or equipment does not exceed ₹50 crore and turnover does not exceed ₹250 crore.
• All enterprises are required to register online on Udyam Registration Portal and obtain ‘Udyam Registration Certificate’

• Business Loans are instalment loans for the purchase/ Renovation/Stock Addition/Asset Purchase for the purpose of upgradation of business to the next level. A Business loan can be availed by Individuals, Sole Proprietors, Partnership Firms, Private and Public Limited Companies, Limited Liability Partnerships, Trusts and Societies and who satisfy the credit parameters prescribed by LuLu Finserv.
• MSME loans are instalment loans given for manufacturing activities and service Enterprises in the MSME segment as per the MSME definition in the MSMED Act.