- Late Payment fee: 2% per month for the defaulted amount for the defaulted period.
- Pre-closure charges: 4% of principal outstanding
- Pre-payment penalty: 4% of the EMI paid in advance for the actual days. If only one EMI is paid in advance during the previous 5 days of the EMI date, no prepayment charges.
- Penalty for cheque/NACH bounce: Rs. 500+ GST
- (Charges are subject to revision)