- APR 25 2022

What are the pre-sanction documents required?

  • Loan application
  • KYC documents (AADHAAR mandatory)
  • Copy of ID card issued by Employer.
  • Professional membership Proof (ID Card or Membership Certificate.

Identity Proof: Aadhaar Card/ PAN Card/ Driving License/ Voter’s ID/ Passport

Address Proof: Aadhaar Card/ Passport/ Bank Account Statement/ Lease/ Property purchase Agreement/ Utility Bill (not more than 3 months old)/ Driving License

Income documents:

  • Salaried – Latest form 16, 3 months’ pay slip/ Bank account statement for 6 months into which salary credited, Salary certificate
  • Self Employed/Non-Salaried- Last 2 years ITR (with minimum 6 months gap between 2 filings), 6 months account statement with a monthly credit of Rs. 15K,.

Business Proof (for self-employed applicants): GST Registration and Filing Documents/ Partnership Deed/ Certificate of Practice/ MOA & AOA/ Shop Act License.

In the case of pensioners: Pension Book, Pensioner’s ID Card, and Bank account statement showing monthly pension credit.